Question 1

How does CreditOS build my credit?

Accepted Answer

CreditOS turns recurring purchases and rent payments into reportable tradelines that are furnished to the major credit bureaus, helping you build a positive payment history.

Question 2

Is CreditOS FCRA compliant?

Accepted Answer

Yes. All dispute letters cite specific U.S. Code sections (15 U.S.C. § 1681i) and follow FCRA, FDCPA, and Metro 2 standards.

Question 3

How much does CreditOS cost?

Accepted Answer

CreditOS offers a free tier and a Premium plan at $9.99/month with a 7-day free trial.